Skip to content
Close AgentEarly accessClose
Reconciliation & month-end

The month closes itself. You review it.

Reconciliations run continuously. Exceptions surface the day they happen. Adjusting entries are drafted, not typed. Your close goes from a two-week scramble to a review.

Close — bank to ledger
September · day 3 of 541 matched · 2 queued
BankLedger
  • Stripe payout · 14 Sep · +$11,362.40

    14 invoices · fees $412.60

  • HDFC · 14 Sep · −$2,100.00 · WeWork

    Rent expense · September

  • ICICI · 13 Sep · −$1,250.00 · Orbit Cloud

    Bill #2210

  • HDFC · 13 Sep · −$640.00 · card ••42

    No match · queued for review

  • Stripe · 12 Sep · −$300.00 · refund

    Credit note CN-118

Prepaid amortisation entry drafted · $2,100 · awaiting sign-off

The problem

Reconciliation & month-end is the job nobody has time to do well.

The Close Agent runs the month-end checklist every day, not on the 28th. It reconciles bank and payment-processor feeds against the ledger, chases missing documents, proposes accruals and adjusting entries, and hands you a close that is already 90% done by the time the month ends.

  • The close starts too late

    Reconciliation work piles up until month-end because nobody has time on the 12th. By the 28th the pile is a project.

  • Exceptions hide in the noise

    A duplicated Stripe payout, a bank fee coded to revenue, a missing vendor bill. Each is small. Together they are why the books are wrong.

  • Nobody trusts the numbers until the 20th

    Decisions wait for a close that arrives three weeks after the month it describes. By then the information is history.

What it does

The whole job, not a feature of it.

Everything the Close Agent handles day to day. Anything material waits for your approval; everything else simply gets done.

  • 01

    Continuous bank reconciliation

    Matches bank and card transactions to ledger entries daily. Unmatched items are queued with a suggested match.

  • 02

    Processor payout reconciliation

    Breaks Stripe, Razorpay, and marketplace payouts into gross sales, fees, refunds, and reserves, and posts them correctly.

  • 03

    Document chasing

    Notices when a transaction has no supporting bill or receipt and asks the right person for it, politely and persistently.

  • 04

    Accruals and adjusting entries

    Drafts prepaid amortization, accrued expenses, deferred revenue, and depreciation entries from your schedules for review.

  • 05

    Close checklist

    Maintains the task list, shows what is done, what is blocked, and who is blocking it.

  • 06

    Variance flags

    Compares the month to the prior three and asks why before your accountant does.

How it runs

Connect once. Set the rules. Approve the exceptions.

The agent works inside the systems you already run and never becomes the system of record. Here is the sequence from day one.

  1. 01

    Connect ledger and feeds

    Ledger, bank feeds, and payment processors. The agent reads history to learn your matching patterns.

  2. 02

    Agree the checklist

    Your month-end steps, in order, with owners. The agent takes the ones it can and tracks the rest.

  3. 03

    Reconcile every day

    Transactions match as they land. Exceptions surface the same day with a proposed fix.

  4. 04

    Review the draft entries

    Accruals, amortization, and corrections arrive as proposed journal entries with the reasoning. You approve or edit.

  5. 05

    Close and lock

    You review a finished close package, lock the period, and the audit trail is already written.

Guardrails

What it will never do. What always waits for you.

Thresholds make the routine automatic and the rest deliberate. These limits are not settings you might forget to enable; they are how the agent is built.

  • Never posts a journal entry without approval. Proposed entries wait for you.

  • Never locks a period. Closing the books is a human action.

  • Never force-matches a transaction. Low-confidence matches are queued, not assumed.

  • Never edits a prior period. Corrections go through the current period with a note.

  • Never deletes a transaction from the ledger.

Waits for your sign-off

  1. 01Every proposed journal entry
  2. 02Any match below the confidence threshold you set
  3. 03Reclassifications between accounts
  4. 04Period lock

Each approval arrives with the reasoning attached and is logged whether you approve or decline.

What it learns

The brain is yours. Not ours.

The Close Agent captures the judgment that usually lives in one person's head and writes it down in plain language. You can read it, correct it, and export it at any time.

Full export, always
  • N01

    That the Tuesday Stripe payout always includes the weekend's refunds and should be split three ways.

  • N02

    Which bank memo strings map to which vendors, even when the vendor changes its billing name.

  • N03

    That the office lease is prepaid annually in April and amortized over twelve months.

  • N04

    Which recurring transactions can be auto-matched with confidence and which need a second look.

  • N05

    The accountant's preferred order of operations for the close.

Runs on

The systems you already keep.

Read and write through the same APIs your accountant uses. Statuses reflect what is connected today, not what is planned to be.

  • QuickBooks OnlineLive
  • XeroIn progress
  • NetSuitePlanned
  • Sage IntacctPlanned
  • Zoho BooksPlanned
  • StripeIn progress
  • RazorpayPlanned
  • MercuryPlanned
  • BrexPlanned
  • HDFC Bank feedsPlanned
  • ICICI Bank feedsPlanned
  • Google DriveIn progress
Illustrative targets

What a good quarter looks like.

Targets we size with you after seeing your actual numbers. They are not customer results, and we will tell you plainly if your book is not a fit.

  • Target close time

    ≤ 5 days

    Illustrative target; many books close in 15–20 today.

  • Reconciled before month-end

    90%+

    Matching runs daily, not on the last day.

  • Unexplained variances at review

    0

    Every variance has a note or a question attached.

Questions

Before you book a call about Close.

Close Agent

Reconciliations and month-end, closed on schedule.

Tell us about your reconciliation & month-end and we will size the agent on your actual numbers, then tell you plainly whether it is a fit.